Calculators
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DPS Calculator
Monthly savings scheme maturity
Excise duty: Finance Act, 2026 — FY2026-27যাচাই বাকি
Finance Act, 2026 (NBR, 06-07-2026) · কার্যকর 1 Jul 2026 · Source
Source tax: Income Tax Act, 2023
NBR সর্বশেষ পরীক্ষা: 21 Oct 2026, 18:21সব হার ও ইতিহাস
›Formula & assumptions
Interest accrues monthly on the running balance (balance × rate ÷ 12) and is credited at the chosen frequency.
Checked against published maturity tables: UCB Super Flex (monthly, from the month paid) matches to the taka; Jamuna Bank (from the next month) within Tk 5; Prime Edu DPS (quarterly) within 0.05%.
Excise duty: once per calendar year on the highest balance (December, and at maturity). Source tax on total interest at maturity.
Formula version: dps-2.0.
Result
Net maturity
Tk 3,71,954.17
Total deposit
Tk 3,00,000.00
Gross interest
Tk 79,949.08
Tax + excise
Tk 7,994.91
মেয়াদপূর্তি: 22 Oct 2031 · Source tax Tk 7,994.91 · Excise Tk 0.00
| Year | Deposited | Interest to date | Excise | Balance |
|---|---|---|---|---|
| 1 | 60,000.00 | 3,006.95 | 0.00 | 63,006.95 |
| 2 | 1,20,000.00 | 11,924.40 | 0.00 | 1,31,924.40 |
| 3 | 1,80,000.00 | 27,306.80 | 0.00 | 2,07,306.80 |
| 4 | 2,40,000.00 | 49,760.58 | 0.00 | 2,89,760.58 |
| 5 | 3,00,000.00 | 79,949.08 | 0.00 | 3,79,949.08 |